Live And Invest Overseas recently identified the word's top 21 overseas retirement havens. The Web site rated destinations based on 12 criteria: climate, cost of living, whether English is spoken, entertainment, environmental conditions, existing expat community, health care, infrastructure, real estate, residency options, safety and taxes.
    
What follows are 10 destinations that made the list. They are not ranked in a particular order:

    Abruzzo, Italy
   

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