Develop an income distribution plan to determine how and when clients should take distributions.
Develop a comprehensive and flexible budget forecast.
Name beneficiaries in line with legacy goals.
Make sure beneficiary choices are sufficiently documented.
Maximize the tax opportunity and benefits of an IRA within an estate plan.
Determine which Required Minimum Distribution (RMD) method is appropriate.
Consider a Roth IRA conversion.
Consider taking advantage of Net Unrealized Appreciation (NUA).
Evaluate whether their 401(k) plans meet their investment, beneficiary and distribution needs.
Plan for health-care costs.