Rates varied by hundreds of dollars depending on what occupation or education level CFA submitted in filling out the request for a quote. Some rates for minimum liability were as high as $3,000 or $4,000, says CFA, which explains why so many people drive without coverage.
It is estimated that 14 percent of the population drives without insurance, but that one quarter to one third of people with household incomes of less than $36,000 a year, or 40 percent of American households, are uninsured, CFA says.
The CFA is made up of more than 300 nonprofit consumer organizations.