“Social Security is underestimated. It’s a huge part of the retirement picture,” Meyer says. “Maximizing Social Security can add years to a retirement account’s longevity.”

The most basic version of Income Solver, which includes a basic version of the SSAnalyzer tool, costs $1,200 per year or $125 per month. The most advanced version, which includes the Premier SSAnalyzer tool, costs $1,900 per year or $189 per month.

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