During the wizard session, I was also asked if I had health insurance and disability insurance. Since I answered both questions in the affirmative, those to-do items were checked in blue as they were done, but I still needed to click the link associated with those items to add my policy information. In each case, the application allowed me to provide sufficient detail. For health, I was asked which type of policy I had (private-employer, private-individual, Medicare, Medicaid, etc.). Depending on the selection, additional fields appeared (the carrier name, the ID, the prescription ID, the location of the insurance card and key documents, etc.). You also have the option to scan policies and insurance cards so they are available through your Everplan. Besides the primary health insurance carrier, there is an option to add supplemental health insurance carriers.

I can’t cover all the types of information that can be entered in the space allotted, but I will mention some of the highlights. Under “My Life,” beyond the normal demographic information that you’d expect, there are subsections for emergency contacts, vehicles and pets. In the last subsection, you can give the pet’s age, health or dietary needs, notes and instructions for a pet guardian and a pet insurance policy if there is one. You can also upload and file any pet-related documents. (Surprisingly, there was no field to list the veterinarian.)

Perhaps the most important and often overlooked portion of this section is labeled “Digital World.” This is where a user can provide often-overlooked but necessary digital information to a trusted party, including passwords (Are they stored in a password manager, in a computer file or elsewhere, and how are they accessed?) e-mail accounts, devices (make sure your family or agent knows how to unlock your phones, tablets, laptops, etc.), social media accounts, shopping/e-commerce accounts, payment/e-commerce accounts (such as Google Wallet or PayPal), video streaming, music, cloud storage, blogging, gaming, software, web hosting, messaging/VoIP, travel information (such as frequent-flyer programs, hotel programs, TripAdvisor, TripIt, etc.), ticketing (on sites such as Ticketmaster and Fandango) and other items.

Under the Health & Medical section, the Advance Directive subsection is smart enough to know that I live in Florida. If I don’t have the necessary documents, it prompts me to download a package that includes a Florida “Designation of Health Care Surrogate” form. Clearly, most advisors will want their clients to have documents customized to their needs by an estate planning attorney; however, the information provided can be a good starting point for future discussions. It would be nice if advisors had the option to provide their own custom sample documents or instead had the option for the client to “click here to schedule an appointment to create your own custom documents.”

“Financial Accounts and Assets” allows for the addition of all typical asset accounts, credit cards, tax returns, safe deposit boxes and loans. Currently, all of this data must be added manually, but my understanding is that Everplans will be adding account aggregation so that all financial accounts can be added and updated automatically. No further information on account aggregation is available at this time.

“After I’m Gone” is also fairly comprehensive. It allows users to write their own obituaries, designate the types of funeral services they want (if any) and designate where they’d like the services held. You can even specify funeral-related events or wishes (e.g., “I’d like to have a viewing before my funeral,” “I’d like to observe my religion’s mourning events,” etc.). You can name who you’d like to officiate at your funeral, who the pallbearers are, who should deliver eulogies, readings, prayers, music, people to attend and donations.

Once you enter meaningful information in Everplans, you can name deputies whom you wish to grant access to some, or all, of your information. For example, you might grant your spouse access to everything in your Everplan, but if one of your children is going to make health-care decisions, the child can be given access to all relevant health and medical information. Your executor might need total access, but your financial advisor might need only access to financial sections and estate-related material. The main takeaway here is that the owner of the account has full control over who sees what, and that access can be changed by the owner at any time.