The Independent Community Bankers Association has kicked off National Consumer Protection Week with a list of cybersecurity tips for individuals.
While banks are working hard to protect customer information, consumers need to take steps of their own to guard against identity theft and other forms of cyber fraud, said ICBA President and CEO Cam Fine on Monday.
Here are the measures the small bankers group suggests:
• When sending sensitive information via the Internet, make sure “https:” appears in the address bar. This means the information you are transmitting is encrypted.
• Ensure the wireless networks and all devices (such as printers and scanners) you use are password-protected; choose a strong password and update it frequently for your work and home wireless networks.
• Set the privacy settings on frequented social network sites. Cybercriminals often learn about people and their families and friends via social media in an attempt to spoof or phish you and your network.
• Remain cautious of someone who isn’t who they say they are or if the name and area don’t match what appears on caller ID. This is often how spoofing occurs.
• Never respond to text messages, e-mails or phone calls from companies alleging to be your bank, government officials or business representatives that request your banking ID, account numbers, username or password.
• Similarly, don’t click on links sent to you from unknown sources via text message because they are likely malware.
• Beware of “get rich quick” schemes; never voluntarily give out your bank account information or security credentials.