The FPA is offering its members a less expensive group long-term disability plan with enhanced features, the FPA announced Tuesday.

An open enrollment period for the new plan will be held October 20 to 31. Rates will be reduced 20 percent to 40 percent from the current rates depending on age.

The new policies will include monthly disability benefits of up to $12,000 and residuals/trailer income, the FPA says. The policies are being offered through Ryan Insurance Strategy Consultants and The Standard Insurance Company Inc. and are part of the benefits offered to FPA members, says Lauren M. Schadle, FPA director and CEO.