For financial advisor Buz Livingston in Santa Rosa Beach, Fla. the impact of the oil disaster is more immediate. The oil hasn't yet reached the beaches in his area, but visitors are canceling rentals and real estate sales are collapsing.

"Right now, the clients I worry about are people who had sales of property pending," says Livingston. "This will dry up the market for real estate, and it was on life support at best."

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