Consumers are being hit by higher home lending costs, but they are not getting more from their passbook savings accounts, certificates of deposits and money market funds as interest rates climb, according to a new study.

Deposit yields are down in the last year, while the interest for 30-year fixed rate home loans rates has soared more than 80 percent, reports

“Depositors can expect to be screwed for the foreseeable future,” Managing Editor Casey Bond said Tuesday.

While savings rates have not kept pace with rising interest charges, the report said deposit accounts still remain an important means to maintain liquidity for short-term and emergency needs.