Middle-age workers are happier with 401(k) fees than baby boomers and retirees, according to a poll released by Wells Fargo Thursday.

The survey found 75 percent of working Americans 40 to 49 think 401(k) fees are “worth it” versus 60 percent of workers 60 and above and 56 percent for retirees.

Likewise, 47 percent of retirees told the pollsters that fees keep 401(k)s from being the best way to save money for retirement compared with only 33 percent for workers in their 40s.

The danger high fees can pose to retirement savings has been increasingly a hot button issue from everyone from investor advocates to financial regulators including Financial Industry Regulatory Authority Chairman and CEO Richard Ketchum.

The Wells Fargo survey found that a significantly higher number of wage earners 40 to 49 (69 percent) have access to 401(k)s than employees 60 and over, according to Wells.

In other findings, the study said 40-somethings claimed they started to save earlier for retirement (at age 27) than working boomers (37) and retirees (36).

The number of workers who aim to play catch up ball on saving for retirement drops off precipitously from workers in their 50s (63 percent) to those 60 and over (49 percent).

For the report, 851 workers and 400 retirees were surveyed between July 13 and August 10.