Millennials profess caution and discipline when managing money, but only a small minority use the services of a financial advisor, according to a Northwestern Mutual survey.

Sixty-two percent of millennials, the youngest adults in America at age 18 to 29, said they are "highly disciplined" or "disciplined" financial planners. The survey also found 30 percent of this group favor "slow and steady" as their financial planning strategy.

Only 13 percent said they have a financial advisor.

"For advisors, the message is clear—if they can meet in kind the interest, discipline and humility of Millennials, they may very well have relationships for a lifetime,” said Greg Oberland, Northwestern Mutual executive vice president.

Just 14 percent said they are pursuing as much growth as possible when it comes to saving and investing, according to the survey.

Sixty-eight percent believe there is room for improvement in how they manage their money and 28 percent said they’re uncertain of where to find help.

“Many millennials have fairly straightforward finances at this stage in their lives, so it makes sense that only a small percentage work with advisors,” Oberland said.  “But clearly, the appetite and attitudes make for great opportunity."

Harris Poll conducted the online survey of almost 2,100 American adults on behalf of Northwestern Mutual between January 21 and February 5.