Financial planning deserves its own theory. It deserves a garden of knowledge on a par with other professions that serve individuals. "One to the Power of One." It is a solid container and potentially powerful theory in itself.
Richard B. Wagner, JD, CFP, is the principal of WorthLiving LLC, based in Denver. He is the 2003 recipient of the Financial Planning Association's P. Kemp Fain Jr. Award, which recognizes a member who has made outstanding contributions to the profession.