While the “Great Recession” is over for most Americans, most women, African-Americans and below-average earners are still struggling to recover.

In a recent survey released by Bloomington, Ill.-based COUNTRY Financial, 55 percent of respondents said that they were better off now than they were before the recession, but 30 percent said they have yet to financially recover.

Certain groups reported that they did not fully participate in the economic recovery of the last eight years. Only 49 percent of women, 43 percent of African-Americans and 42 percent of those making under $50,000 annually say they are better off now than they were before the recession.

The same demographic segments in COUNTRY’s survey reported above-average levels of financial insecurity: While just under 20 percent of overall respondents would not be able to keep up with their bills over a month-long gap in employment, one in four women and African-Americans and nearly two-fifths of those making under $30,000 a year said that they would not be able to keep up with their bills if they suffered a similar loss of income.

Among all the respondents, only 7 percent lacked confidence they would be able to pay their debts as they come due going forward, but that rate doubled among women, 15 percent of whom were not confident they could pay their debts, and the rate rose to 19 percent for African-Americans.

Even among more privileged demographics, the recovery from the 2008-2009 financial crisis and subsequent recession has been slow. Nearly two-thirds of the survey’s overall respondents believe they have fully recovered from the global financial crisis and subsequent recession, but more than half of this group, 57 percent, said it took three years or more for them to financially recover.

A large segment of respondents, 42 percent, believed that the economy has yet to recover from the recession. Similar numbers, 39 percent, believed that the country is headed for another recession, while 31 percent think the U.S. economy will continue to grow.

Respondents were almost evenly split on their views of President Donald Trump’s impact on their investments: Approximately one in three believed that Trump would benefit their investments, while another third believed he would harm their investments and the other third believed he’d had no impact.

For its report, COUNTRY Financial sponsored a survey using a representative sample of 1,000 U.S. adults in the first half of 2017.