Retirement is already here or is in the near future for baby boomers, but many have not decided where to put down roots for those golden years. WalletHub, a personal financial website, looked at the 50 states and the District of Columbia and ranked them on their retirement friendliness or unfriendliness.

WalletHub looked at 24 categories, from the cost of living to health care availability to how many theaters and museums each state has, to find the places seniors might want to avoid. Each item was weighted according to its importance, with affordability receiving the most weight. As it turns out, the East Coast states do not fare well in this ranking. 

Following in ascending order are the 10 states where retirees will find the most challenges to an enjoyable lifestyle:

10. Maryland

Maryland’s affordability ranking, quality of life and health care ranking all are below the median.