Wealth manager Mark Balasa says some of his clients have expressed concerns about the end of QE and the markets in general. “Emotionally speaking, 2008 and 2009 are still just beneath the surface for a lot of people,” he notes. “An element of fear still exists, and they’re looking over their shoulders.”

And what they’re seeing probably isn’t too comforting. “Think about the four major asset classes,” Balasa says. “There’s no return in cash and their equivalents. Real estate is recovering but still seems scary. Bonds have [an interest rate] headwind. And stocks are still scary. So pick your poison.”

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