If you're tired of getting as little as .01% interest on your money market accounts or other accounts where you or your clients park cash, look into TD Bank as a place to earn a better rate of return. Earning up to .8% seems a lot better than any other cash account I could find. Some online banks might offer a little more, but if you're like me and like bricks and mortar, TD seems like a good bet. Anyone have anything better to share?
TD High-Yield Savings-With TD Bank Checking
No minimum initial deposit to open account
$15 monthly maintenance fee with paper statements; $14 with online statements only
Monthly maintenance fee waived if you meet the $10,000 minimum daily balance requirement or are age 62 and older
| Current APY* | Required Min. Daily Balance |
| 0.20% | $0.01 - $999.99 |
| 0.30% | $1,000 - $9,999.99 |
| 0.45% | $10,000 - $24,999.99 |
| 0.60% | $25,000 - $49,999.99 |
| 0.70% |
$50,000 - $99,999.99 |
| 0.75% | $100,000 - $249,999.99 |
| 0.75% | $250,000 - $499,999.99 |
| 0.80% | $500,000 - $999,999.99 |
| 0.80% |
$1,000,000+ |