The S&P 500® Index is an unmanaged, capitalization-weighted index designed to measure the performance of the broad US economy through changes in the aggregate market value of 500 stocks representing all major industries.

3-Mo T-Bill: Yield on the Generic United States

3-Month Government Bill (GB3)

Fed Funds Target Rate: The federal funds rate is the short-term interest rate targeted by the Federal Reserve's Federal Open Market Committee (FOMC) as part of its monetary policy. In December 2008, the target "fed funds" level was replaced by a target range, and this represents the upper bound of that range.

Richard Bernstein is CEO and chief investment officer at Richard Bernstein Advisors.

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