HSH.com has determined the yearly salary needed to afford a median-priced home in 27 metro areas.
Using data from the National Association of Realtors, the publisher of mortgage and consumer loan information determined what the monthly mortgage payment -- including principal, interest, taxes and insurance -- would be to purchase a home in these cities across the U.S.
HSH.com subtracted a 20 percent down payment and used the area's average interest rate for a 30-year, fixed-rate mortgage to determine the payments.
The following 10 cities are the most affordable, with No. 1 requiring the lowest yearly salary to purchase a home.
No. 10
San Antonio
Salary $45,374.30
Home price $185,500
Mortgage rate 4.09 percent
Monthly payment $1,058.73
No. 9
Orlando
Salary $42,143.30
Home price $180,000
Mortgage rate 4.07 percent
Monthly payment $983.34
No. 8
Phoenix
Salary $40,658.08
Home price $200,300
Mortgage rate 4.06 percent
Monthly payment $948.69
No. 7
Tampa
Salary $37,732.20
Home price $160,000
Mortgage rate 4.13 percent
Monthly payment $880.42
No. 6
Atlanta
Salary $35,800.11
Home price $157,700
Mortgage rate 4.09 percent
Monthly payment $835.34
No. 5
Detroit
Salary $35,521.47
Home price $135,800
Mortgage rate 4.18 percent
Monthly payment $828.83
No. 4
Cincinnati
Salary $33,485.23
Home price $138,100
Mortgage rate 4.09 percent
Monthly payment $781.32
No. 3
St. Louis
Salary $33,323.09
Home price $138,400
Mortgage rate 4.03 percent
Monthly payment $777.54
No. 2
Cleveland
Salary $32,010.41
Home price $121,200
Mortgage rate 4.05 percent
Monthly payment $746.91
No. 1
Pittsburgh
Salary $31,716.32
Home price $135,000
Mortgage rate 3.98 percent
Monthly payment $740.05
Click HSH.com to read the full report.