A Fidelity study of 13 million investors revealed the cities where workers contributed the highest and lowest percent of their salary to their 401(k) accounts. The total saved includes both employee and employer contributions.

Below you'll see the top five cities where the best savers live, with no. 1 being the place where people save the most in their 401(k) plans. They are followed by the top five cities where the worst savers live, with no. 1 being where people save the least.

No. 5
Hartford, Conn.
13.8 percent average total savings rate

No. 4
Houston, Texas
13.9 percent average total savings rate

No. 3
Raleigh, N.C.
14.0 percent average total savings rate

No. 2
San Francisco, Calif.
14.6 percent average total savings rate

No. 1
San Jose, Calif.
14.6 percent average total savings rate

The worst savers live in the following five cities, with number one being the place where workers contribute the least:

No. 5
Jackson, Miss.
10.4 percent average total savings rate

 

No. 4
Provo, Utah
10.4 percent average total savings rate

No. 3
McAllen, Texas
10.0 percent average total savings rate

No. 2
El Paso, Texas
9.8 percent average total savings rate

No. 1
Chattanooga, Tenn.        
9.5 percent average total savings rate