When it comes to being safe, not only from crime and violence but also financially and while at work, not all states are created equal. According to the personal finance website WalletHub, Massachusetts and New Hampshire rank tops for safety, while Nevada and Arkansas are last and next to last, respectively.

WalletHub considered financial safety, workplace safety, emergency preparedness for natural disasters, home and community stability, and traffic safety in making its rankings. Financial safety included such factors as the percentage of households with bank accounts and the percentage of people who spend more than they make.

Home and community stability included violent crime and the number of police officers, as well as such factors as bullying incidents and suicide rates.

After Massachusetts and New Hampshire, the next safest states (and federal district) as ranked by WalletHub are Minnesota, Hawaii, the District of Columbia, Rhode Island, Iowa, Illinois, Connecticut and New York.

Beyond Nevada and Arkansas, the rest of the bottom ten in ascending order comprise Tennessee, Oklahoma, Texas, Missouri, Arizona, New Mexico, Mississippi and Louisiana.

WalletHub weighed a number of factors, so high marks in most categories could offset a low ranking in one category. For instance, Massachusetts was ranked the safest because of good scores in most categories, but it ranked 25th for natural disasters. New York was dead last for natural disasters but ranked well in the other categories.