Time is money, and wasted time means wasted money.

Sometimes it's easy to slip into time wasting mode without even realizing it, and TD Ameritrade Institutional is trying to help registered investment advisors tackle a problem that eats away at productive time. In its latest practice managment program,  "Breakout Growth: Driving Business Performance Through Efficiency," TD Ameritrade identifies the biggest time wasters.

Forward-thinking advisors whose business strategy includes a focus on efficiency, on average, experience 2.2 times higher annual revenue growth and 46 percent greater owner-income per revenue dollar than their peers, TD Ameritrade says.

Here are the top 12 time wasters for financial advisors as identified by TD Ameritrade. How many are you guilty of?

No.  1 Doing tasks that should be delegated

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