Economists have been puzzled as to why claims have been so low.
The central bank's stress testing failed to capture the realities of the pandemic recovery, according to economists.
However the court rules on the president's debt forgiveness plans, the broader problem isn't going away.
The reforms would reduce the overall amount that eligible borrowers have to repay by an average of 40%.
The data, which comes from Suze Orman's emergency savings startup, contrasts with federal numbers.
The job market has meant better pay for many Americans, but surging prices have eaten into the increased earnings.
A Census Bureau survey revealed more households are using credit cards to cover spending needs.
Borrowers should get some clarity this year on things like student loan forgiveness.
For Gen Z, the start of the new year is a good time to do a financial health checkup.
The lump-sum award on a winning ticket would drop to roughly $470 million after federal taxes.
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