With the Discover merger, the bank plans to supercharge its rewards programs. It just needs regulators to sign off.
The company said adjusted earnings per share for the third quarter were 77 cents, beating analyst forecasts.
The firm says its Active Trader Pro platform boasts faster processing speeds.
New brokerage accounts in August increased 4% from a year earlier.
The troubles arose during a global stock selloff.
Investors soured on Schwab last year after the Federal Reserve rapidly increased interest rates.
Prospective buyers are enduring lengthy, complex searches for a product that used to be an afterthought.
The new platform would be available for qualified, self-directed investors with more than $5 million in assets.
Consumers have embraced 'Buy Now, Pay Later' products that allow them to pay for purchases in installments.
Banks are under increased pressure from consumers to pay out more for deposits.