INSURANCE

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U.S., U.K. May Face Permanently High Interest Rates Thanks To Aging Populations

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Workers will struggle to match the spending needs of an aging population, causing higher long-term structural inflation.

Doomed Submersible's Waivers Aren't Enough To Ward Off Lawsuits

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Waivers are less likely to hold up in court if there's “gross negligence.”

Should People Enroll In Medicare At 65?

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There are several factors that go into deciding when to enroll in Medicare.

Health-Insurer Stocks Drop As UnitedHealth Warns Of Rising Medical Costs

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Health insurance companies are highly sensitive to fluctuations in medical costs.

Climate Change And Homeowners' Insurance Are On A Collision Course

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Natural-disaster losses from 2020 to 2022 in the U.S. caused a record $275 billion in insured damages.

Wealthspire Acquires $1B AUM Richmond-Area RIA

by FA Staff

ACG Wealth Management brings along a retirement plan division.

Allstate Joins State Farm In Halting New Homeowner Policies In California

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The insurers cited the high risk for wildfires, cost of rebuilding and price controls as reasons for the decision.

HSAs Offer Untapped Retirement Benefits For Wealthy, Advisors Say

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Wealthy individuals need to take advantage of the savings potential offered by HSAs, advisors say.

Some Good News (At Last) For Long-Term Care Insurance

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But skeptics say it's too soon to cheer.

Biden-McCarthy Debt Limit Deal Puts Government Services On A Diet

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The deal doesn't touch most of the fast-growing entitlement programs like Medicare, Social Security or Medicaid.

Apollo's Big Bet On Insurance Put To Test

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Over the past decade, Athene has grown into the firm's biggest profit driver and the largest annuities provider in the U.S.

Can States Afford Retiree Healthcare Benefits?

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A new report says states are chronically underfunding future healthcare and other non-pension worker benefits.

Ric Edelman: Tech Could Wreck Annuity, Insurance Income

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Edelman said there are two demographic forces straining the wealth management industry: fewer advisors and more clients.

Here Are Five Ways Finance Is Trying To De-Risk Heat Waves

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Financial services providers have come up with instruments aimed at heatstroke and lost wages.

When Did Risk Become A Bad Word In The U.S.?

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Playing it safe with economic polices threatens America's claim to global leadership.

Millennials' Mental Health Strained By Economy, John Hancock Says

by FA Staff

Younger adults say they are more stressed by the economy.

Buffett Says More Bank Failures Are Likely But Depositors Are Safe

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Buffett said he's willing to wager that no depositor will lose any money in the next year.

As Clients Live Longer, Firms Step Up Efforts Addressing Longevity Risk

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Longevity risk should always be on the back of an advisor's mind when making financial decisions with their clients.

A Medicaid Catastrophe Is Looming, But It Can Be Avoided

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A federal program that had kept millions of Americans on Medicaid during the pandemic has expired.

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