FA Whitepapers

Whitepapers Archive  |  Market and Economic Outlook

October 2022   


Benefits Of Personalized Indexing: Improve After-tax Investment Outcomes For Your Clients

Personalized indexing with daily scanning for tax-loss harvesting opportunities could boost your clients’ after-tax returns. This white paper explains which of your clients are likely to benefit from personalized indexing and why. You’ll also find a decision tree to help you decide when to use personalized indexing versus ETFs and mutual funds, and how much of a given client’s portfolio to allocate to each strategy.

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Four Ways Private Market Strategies Can Hedge Against Inflation

Since the Global Financial Crisis in 2007 to 2008, the economy has remained in a relatively low-inflation environment, but that has started to change. We are now seeing elevated readings of consumer prices across the U.S. economy with pent up consumer demand as a result of the pandemic and government stimulus programs coinciding with significant supply chain bottlenecks and higher production costs.

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Resiliency in a Time of Scarcity – a Unique Approach to the U.S. Housing Crisis

The United States is facing an unprecedented housing crisis as the current housing market is 5.24 million homes short of what is needed to meet demand, according to Realtor.com. Much of this shortage lives in the asset class of Essential Housing. Learn why Essential Housing is needed to fill this gap and how this asset class can supplement your clients’ investment portfolios.

Monetize a Career’s Worth of Hard Work:
The Financial Advisor’s Succession Plan


If you are an advisor contemplating retirement from helping others, and shifting the focus to helping yourself, let Ameriprise help you do it!  We can assist with the complexities of transitioning and monetizing your practice and settling into a comfortable retirement with the financial resources you deserve.

Delivering Operational Excellence in the Essential Moments of Truth

Financial advisors are weighed down by a growing administrative and compliance burden. This white paper will explore how reducing the bureaucratic burden on advisors and operations staff not only will boost productivity and reduce cost, but also will benefit the overall client experience.


Bring Your Future Into Focus:
With the Resources of a Franchise Model


Investors are becoming more aware of what they want and need from their financial advisors—and are expecting more from firms than ever before. At the same time, fee compression and regulation are creating immense business model challenges for financial advisors across all channels. This white paper explores how the Schwab franchise model can help navigate and keep up with clients’ evolving needs, while leveraging the strength of a trusted brand.

Finding the Right Fit: Why Financial Advisors are Choosing the Franchise Model

This white paper explores how five financial advisors from different business backgrounds found their right fit in the franchise model. Each sought their own unique mix of factors that in other models may have been mutually exclusive.

Social Impact and Opportunity Zone Investing with Ellavoz Impact Capital

Ellavoz Impact Capital is a New Jersey-based Opportunity Zone advisory firm working to bring not only financial success to investors but just as importantly, a positive social impact in underserved communities.

Unlike other Tax Qualified Opportunity Zones (TQOZ), Ellavoz focuses on both financial returns and important social impact when choosing QOZs to invest in. Ellavoz seeks out projects that are profitable and create sustainable community social value.

With the Ellavoz Shared Values Opportunity Fund, a TQOF formed in partnership with New Jersey Community Capital (NJCC), the state’s largest community development financial institution, Ellavoz is bringing the public and private sectors together for innovative social impact investing. The Fund’s purpose is to serve social impact-minded investors who will provide equity capital for workforce and affordable housing and economic development.  The strategic partnership between Ellavoz and NJCC allows them to provide investors with a deal flow for QOZ projects that meet rigid financial and social impact requirements as well as professional due diligence.