Most Americans believe that financial advice is a service only the rich can afford, according to the results of AssetMark’s first “American Financial Experience” survey.

Between August 23 and 24, 2020, AssetMark surveyed 2,100 Americans online, ages 18 and older, to gauge the attitudes and opinions of U.S. consumers.

AssetMark found that as a result of the Covid-19 pandemic and its impact on jobs and the economy, nearly half of Americans (46%) participating in the study said they want to learn more about investing, but nearly a majority (87%) are already investors on some level.

A third of non-investors (32%) said they would be willing to meet with an advisor to discuss their investment potential, while a fifth (20%) said they wouldn’t because they believed the amount of their financial resources would not interest a financial advisor in working with them.

Nearly half of investors without advisors (42%) said they were willing to meet with one, but a scant 10% said they would not because they believed the amount of their financial resources would not interest an advisor in working with them.

Since the start of the pandemic, two-thirds of investors (62%) with advisors said they noticed a change in how their advisor works with them. Nearly a third (28%) said they feel more positive about their advisor; a quarter (26%) now question why they are with their advisor; 8% said they are unhappy with their advisor. But more than a third (38%) did not feel any differently about their advisor.

While two-thirds of non-investors (67%) said their financial situation prevents them from investing, 46% said it’s also a matter of not knowing how to get started investing. Only 19% said they mistrusted the markets as a reason not to invest.

“It’s a testament to American resilience to find such a large percentage of people wanting to learn more about investing, so they can make the informed decisions that can improve their financial picture,” AssetMark CEO Charles Goldman said in a news release announcing the findings. “Even people who don’t think they have much investing power can learn how to improve their financial outlook through sound money management and goal setting.”

Founded in 2013, AssetMark is a fee-based financial advisor platform headquartered in Concord, Calif.