Nearly a century ago, America emerged from the 1918 pandemic, only to suffer through the depression of 1920-21. Flash forward 100 years later, and the story sounds all too familiar to those now living through the Covid-19 recession of 2020. Now as then, people need a helping hand to pay their bills, according to WalletHub.

From home equity loans to payday loans, Americans having trouble with their finances during the Covid-19 pandemic are reviewing their options to relieve the pressure, but the level of their interest varies from state to state. Greater interest in getting a loan indicates that more people in the state are struggling to make ends meet. It also suggests there may be more strain on the state’s public assistance programs in the near future, resulting in a deeper recession than in other states, WalletHub says. 

In order to determine the states where people are searching for loans the most during the pandemic, WalletHub revisited its study, published at the beginning of the year, by comparing July 2020 with January 2020, and assigning search interest values from 0 to 100 for the 50 states and the District of Columbia. 

WalletHub examined the comparative changes across four key metrics: Change in Average Inquiry Count by comparing July 28, 2020 with January 1, 2020 (25 points); Loan Search Interest Index (25 points); Payday Loans Search Interest Index (25 points); and Home Equity Loan Search Interest Index (25 points).

Here, in ascending order, are WalletHub’s top 10 states where people need Covid-19 loans the most.

10. Ohio

Right about now, residents of the Buckeye State are feeling the pinch. Ohio ranks 27th in Payday Loans Search Interest Index; 10th in Home Equity Loan Search Interest Index; and 3rd in Loan Search Interest Index. From January 2020 to July 2020, Ohio ranks 33rd in Change in Average Inquiry Count.