When given the option to do something other than talk to their kids about finances, parents said they would rather go to the dentist (39%), talk about the birds and the bees (36%) or pay a speeding ticket (6%), the survey said.
"It's great to see that most parents are talking with their kids about saving and budgeting," Harris added. "However, planning for retirement and managing student loans are equally if not more important topics to discuss with your kids. Take simple steps such as enrolling in online courses, community classes or visiting a representative to educate yourself fully on these topics and prepare your kids for a more financially secure future."
The Country Financial survey was conducted by Ipsos and included responses from about 1,025 U.S. adults, the company said.