During a time when the U.S. health-care system is being tested like never before, the MoneyRates personal finance website has released a new ranking that shows which states are best prepared for the crisis.

The website's annual U.S. health-care ranking looks at factors including existing health status, health insurance coverage, hospital costs, nursing home staffing and capacity of doctor's offices to determine which states offer the best services in terms of quality and cost.

"The MoneyRates.com annual analysis of health care in the United States takes on added significance this year because of the continuing pandemic," the report said.

The following states, in ascending order, scored the highest marks in the ranking:

10. Kentucky

"Though Kentucky ranked near the bottom for self-reported health status, this was overcome by top-15 rankings in five categories: health insurance coverage, nursing care capacity, doctors' office staffing, hospital affordability and health insurance affordability," the report said.