| June 2012 |
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| The Daily Roll Up: Income Protection and Daily Benefit Base Growth | 
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| While the income riders of most fixed index annuities can help create guaranteed income, only income riders that credit the benefit base daily, can offer clients more value by maximizing income potential on their schedule. Because the roll up is credited daily to the benefit base, the client has the potential for higher income payouts both each year they delay their retirement and when they actually begin their retirement income.
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