One day in the not-too-distant future, we should all hope to celebrate the female trailblazers who led us into an egalitarian financial world. Today, men control financial decisions on both ends of the investor-advisor relationship. But women are coming for the purse, and we need to break down the barriers so they can have it. If the track record is any indication, we’d all be better for it.

Women control 40% of global wealth, according to the Credit Suisse Research Institute’s “2018 Global Wealth Report.” That share is expected to grow as high as two-thirds of global wealth in the next decade. Whether through work, business ownership, divorce or inheritance, women find themselves in control of the highest percentage of financial assets than at any time in recorded history.

To whom will these wealthy women entrust their finances? Most women would not choose the same financial advisor as their spouse. A staggering 70% of widows in the United States change financial advisors, and evidence points to even higher rates of divorced women who make a change. While the survey’s data of high-net-worth women finds that most have no gender preference, among those who do, there is a strong preference for a female advisor. Yet less than 20% of financial advisors are women, a number that has barely budged for the past two decades despite rising gender equity in other fields.

The reasons for the dearth of female advisors may start as early as middle school. A Microsoft survey found that girls lose interest in STEM (science, technology, engineering and math) school subjects between the ages of 12 and 15. Reasons cited for the drop are peer pressure—girls are not rewarded socially for pursuing math—and STEM teachers interacting less with female students than with boys.

Those divides have a way of calcifying. The CFA Institute surveyed its members in 2016 and found 83% of women and 80% of men chose their career before age 25. Only 18% of its members are women, a number the organization hopes to increase in due course.

This should be concerning for anyone focused on gender equity, but also for those focused on returns: Study after study shows women may be better investors than men.

In one of my favorite papers, “Boys Will Be Boys,” published in The Quarterly Journal of Economics, Terrance Odean at UC Berkeley and Brad Barber at UC Davis found that accounts owned by women outperformed those of men because women traded a whopping 69% less than men and incurred less trading costs. Why did the men trade more? The research indicates men regularly exhibit overconfidence in their ability. A more recent study by the Warwick Business School concluded women outperformed men at investing by 1.8%.

Clare Francis, an executive at Barclays Smart Investor, agreed with the researchers, who attributed the difference in performance to women’s judiciousness. “The stock market is often portrayed as a high-energy, risky environment,” she said. “But this analysis shows that taking a more long-term view about what to invest in, rather than picking eye-catching and potentially more volatile shares, is actually likely to provide a better return on your money.”

The Warwick study says women investors are more likely than men to focus on a family’s financial goals over their own absolute investment performance. Women are overwhelmingly in favor of aligning their social values with their investments, an important concept for shaping the future of capital markets, economic growth and sustainability.

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