Income Planning

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Even Affluent Earners Face Retirement Shortfalls

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Only exceptionally high earners are poised to fund all their retirement needs, says a Vanguard study.

Getting Over The Annuity Hurdles

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If you think handling annuities is a problem, you're not alone.

Higher For Longer Mantra Confounds Bond Investors

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What do fixed-income investors say when 15 years of sleepy interest rates suddenly perk up?

Michael Kitces Warns Advisors About Sequence Risk, Defends 4.0% Rule

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The risk that Americans will face poor returns early in retirement is greater than it's been in years, he says.

Women Feel Less Financially Secure Than Men, Study Says

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But younger women feel more optimistic, according to the Northwestern Mutual report.

Annuities Correlate With Improved Retiree Financial Behaviors, Survey Finds

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Now that RIAs have figured out how to charge for an annuity, firms are benefiting, too.

New Tool Offers Help Maximizing Social Security Benefits

by FA Staff

The RSSA Roadmap is designed to help advisors and consumers devise a strategy for claiming benefits.

Social Security Bump Won't Calm Retiree Money Worries

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Workers are increasingly concerned about potential cuts to Social Security benefits in the coming decade.

Women Less Confident Than Men About Retirement, Northwestern Mutual Says

by FA Staff

Gen X women are least likely to have a long-term financial plan, according to a company survey.

When The Initial Plan Fails, Retirees Need A Plan B, Transamerica Says

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Policymakers have an important role to play in people's successful retirements.

Emergency Funds Supplant Retirement As Americans' Top Money Worry, EBRI Says

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Saving for retirement dropped to third on the list of most stress-inducing money concerns.

Alternatives Can Replace 60/40 in Retirement Planning, Davidow Says

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Alt investments can provide the non-correlated assets that stocks and bonds have failed to deliver, he said.

Three Myths About The Bond Market

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The era of declining interest rates may have come to an end, and many investors don't seem to realize it.

Investors Are Traumatized By Inflation, Natixis Says

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Inflation has become the number one financial fear for investors, surpassing tax hikes and surprise expenses.

Every Generation Makes Money Mistakes. Here's What They Are

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Many of us are making moves in the wrong decade of life.

Vanguard Says Even Affluent Earners May Face A Retirement Funding Shortfall

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Only exceptionally high earners are poised to fund all their retirement needs, according to a company study.

Rollover Advice Surges 150% At Top Wealth Management Firms, Study Says

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Consumer demand and compliance technology are driving recommendations, InvestorCOM found.

Younger Generations Want Advisor Help With Retirement Plans, Cerulli Says

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Plan sponsors need to develop more in-plan advisor services, the research firm says.

Retirement Income Investing: A New Set Of Opportunities

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Some advisors are building bond ladders to the sky as they lock in higher interest rates while they can.

The Complex Truth About Reverse Mortgages

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Few advisors even want to talk about them: Since their introduction in the 1960s, they have developed an unsavory reputation.

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