A pair of polls suggest that student debt will be a key issue for millions of Americans this fall, when monthly bills resume and borrowers can’t lean on President Joe Biden’s forgiveness plan after the nation’s top court tossed it out.

About half of borrowers said the situation has become a national crisis, according to a poll released by Bankrate on Thursday. A similar share said the federal government has not done enough to provide financial assistance for those with student debt.

Millions of student-loan borrowers are preparing to resume paying back their debt at the end of this month, more than three years after mandatory payments were paused due to the pandemic. They will do so without help from Biden’s main relief program, which would have wiped out as much as $20,000 per borrower. The Supreme Court threw it out in June.

Overall, 56% of Americans believe the cost of higher education has gotten out of hand, with 44% saying that students aren’t educated enough about the financial implications of taking out loans to fund their studies, according to the poll conducted June 12-15 among 3,684 adults, 1,400 of whom have student debt.

“Americans may feel like their student loan debt is keeping them from getting their life started,” said Sarah Foster, an analyst at Bankrate.

A separate poll of 1,000 federal student-loan borrowers conducted by Intelligent.com found that 48% are doubtful they will be able to afford their bills when loan payments resume this fall. Roughly one in five respondents say they “definitely won’t” be able to make payments in October, the poll found. That’s roughly equal to the pre-pandemic default rate.

Others plan to protest. About 62% of respondents say they are somewhat or highly likely to participate in boycotting student-loan payments. That would amount to tens of millions of borrowers.

The poll also found that borrowers are highly likely to take a candidate’s views on student debt into account in the 2024 presidential election, with about three in four likely voters saying it will influence their decision. Among independent voters surveyed, 28% said they are most likely to vote for a candidate aside from the Republican nominee or Biden.

This article was provided by Bloomberg News.