Income Planning

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Gen X's Support Of Parents, Children Adds To Financial Strain, Report Says

by FA Staff

The added responsibilities are making it harder for Gen Xers to save for retirement, a Nationwide study found..

American Workers Growing More Worried About Retirement, MFS Survey Says

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Increased housing costs were among the top reasons for the financial worries.

Ranks Of 401(k) Millionaires At Fidelity Surge To Fresh Record

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Despite the gains, more than 40% of full-time workers have no access to workplace retirement savings plans.

Expect Congress To Introduce SECURE 3.0 Next Year, Industry Insiders Say

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The third SECURE package will focus on further increasing Americans' access to retirement accounts, they say.

Don't Make Year-End IRA Contributions, Ed Slott Says. Roths Are Better

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Roth accounts lead to a one-year tax hit but are better savings vehicles for the long run, the retirement planning guru said.

Retirees' Year-End Planning Mistakes

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Here's how you can help them avoid costly errors.

Is That 'Magic Number' Just Clickbait?

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When headlines say you need $1 million-plus to retire, is that really true?

When Should Empty Nesters Downsize?

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Giving up your old house is an emotional undertaking.

Young Workers Feel Most Retirement-Ready, Study Says

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But it may be a false sense of security, said the CEO of the Barnum Financial Group.

Social Security Reform Proposal Would Slash Benefits 40% For High Earners

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An American Enterprise Institute paper proposes capping benefits at $2,050 in the event of a 2033 insolvency.

‘FIRE' ETFs Catering To Retire-Early Strivers Make Their Debut

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FIRE proponents on sites like Reddit urge would-be savers to sock away half their paychecks during their early working years.

Helping Your Clients Select The Best Retirement Housing Options

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Helping clients form a sound risk mitigation plan is the best way to safeguard their available retirement resources.

National Retirement Plan Could Decrease Savings By 20%: Morningstar

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Millennials and Gen Z would see the greatest loss in savings, the research firm says in a new report.

Trump Win Boosts Firms' Optimism About Putting PE in 401(k)s

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Critics argue that private equity doesn't belong in 401(k)s because of higher fees and more risk.

Life Insurance As A Tax-Advantaged Retirement Savings Alternative

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Advisors say life insurance retirement plans are too often overlooked for wealthy clients.

When Traditional IRAs Are Better Than Roths

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Roths shouldn't necessarily dominate clients' retirement planning, advisors say.

Year-End Planning: Mistakes Retirees Make That Can Cost Them

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Here are a few areas that should be carefully considered to help retired clients avoid costly mistakes.

AARP Wants $5,000 Caregiver Tax Credit Trump Promised

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Leaders of the nation's largest retiree advocacy group vowed to hold the president-elect to his promise.

Rollovers And The Fiduciary Duty

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To help retirement savers with rollovers, advisors must work closely with their compliance departments.

Public Or Private Debt?

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Which one is better for your fixed-income allocation?

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