by David B. Armstrong
Conducting liability reviews with clients will strengthen your relationships with them.
by Don Schreiber Jr.
Now is the time for advisors and investors to rethink conventional buy and hold-growth-stock focused approaches.
Is it finally time to convert a traditional individual retirement account to a Roth? And if so, how should you do it?
For America's baby boomers, the
longer it takes for the economy to recover, the less money they'll have
to spend in retirement. Also, older workers are finding it harder to get jobs.
Many clients want to control how quickly their children can draw down the retirement accounts they inherit, but setting up trusts can sometimes be a complicated and risky process.
by Alan Lavine
Immediate annuities fit well in retirement income plans.
Financial advisors should take a look at clients' liquidity and
borrowing power, now that the financial crisis has investors more wary, a
Merrill Lynch study found.
by
Eric Rasmussen
Although it was reported that more men than women lost jobs by early 2009, there's no doubt women felt the pain of The Great Recession, too. A study shows many more women expect to work longer.
If your clients are baby boomers, the odds are high they'll exhaust
their retirement savings after ten or 20 years of retirement, according
to a new report.
by Troy Onink and Bernard Whalen
Additional income resulting from a Roth conversion may lower financial aid eligibility and impact use of a federal tax credit for education.
Reverse mortgages might be more appealing to some clients now that fees have fallen substantially in recent months. Borrowing limits have been reduced, however.
Bulking up on charitable donations is one strategy some financial
advisors are recommending this year to clients facing a tax hit from
moving retirement assets to Roth IRAs.
Most people couldn't pick this guy out of a line-up. But this son of a Dead Sea Scroll scholar is the Washington insider figuring out how to boost Americans' retirement savings.
by Jack Gardner
In the final installment of this six-part series, learn how managing the retirement income sequence of returns and reverse dollar cost averaging affect retirement portfolios.
Small-business owners are tapping pre-tax individual
retirement accounts and profit-sharing plans in search of assets to
roll over into Roth IRAs.
by
Jeff Schlegel
A recent study found just 18% of employees with the potential to
work at least 30 years and contribute to their employer's savings plans
during that time will have enough money for retirement.
The guaranteed payouts on immediate annuities offer insurance against
the kinds of rocky times investors have been weathering of late. But inflation could whittle away value.
by Jack Gardner
Investors who are on the road of retirement all share some common fears, including spending too much, principal loss from market volatility, loss of purchasing power due to inflation and the biggest...
