by David Lawrence
Advisors try to help clients use their resources more efficiently, but often aren't efficient themselves.
by Eric Uhlfelder
Investors have entered some less explored foreign corners of the debt market in their search for yield. So far, it has been paying off, but
caution is needed.
Private placements are being sold to investors even though they
may not understand the risks. A FINRA task force is investigating broker-dealers over "problematic" deals.
by
Karen DeMasters
Financial advisors may be able to help veterans of WWII, Korea, Vietnam
and other wars qualify for funds that most people don't know exist.
by
Karen DeMasters
Bank of America has seen a big jump in Roth conversions this year, and an expert there talks about what to consider in determining whether your clients should convert.
No financial advisor wants to help a client cash out
savings before retirement just to meet expenses, but more have had to
do it lately.
The first problem that financial advisors need to address with clients
approaching retirement isn't risk tolerance; it's finding investments
that can match their liabilities, or living expenses.
by
Eric Rasmussen
The Nobel laureate spoke to NAPFA members about what it means to get 4% a year.
For U.S.
taxpayers making mandatory withdrawals from an individual retirement
account, 2010 may be a good year to take out more than necessary
because tax rates may rise.
by
Karen DeMasters
Many financial planners overlook complicated aspects of when
a client should begin taking Social Security, according to this advisor.
Putnam Investments says it will increase transparency of retirement plan
fees, showing account holders online the costs they pay on each
investment, ahead of federal requirements.
Elderly
Americans' growing consumption of health care and social security
benefits has lowered national savings to unhealthy and unsustainable
levels, according to one economics scholar.
High-yielding stocks are the least liked by fund managers but are poised to gain
popularity among a growing population of aging Americans, BoA says.
by
Karen DeMasters
Employees are saving more, partly because they fear Social Security may not be there for them when they need it, a new survey says.
Here's what advisors should make sure their clients are doing with their IRAs before the year ends.
by
Karen DeMasters
Voters are becoming more frustrated about being able to afford
retirement, and politicians who respond to that frustration will have an
advantage, says a new survey.
by Dow Jones
(Dow Jones) As speculation mounts that U.S. lawmakers will let Bush-era tax cuts on
dividends lapse, some wealth managers are considering revising clients'
portfolios to minimize the tax hit.
U.S. state pensions have insufficient assets to cover benefits,
payouts consuming a growing portion of resources and costs rising twice
as fast as investment gains.
by Alan Lavine
Its new Web site allows advisors to evaluate and buy fixed immediate annuities from a number of insurance companies.
