The guaranteed payouts on immediate annuities offer insurance against
the kinds of rocky times investors have been weathering of late. But inflation could whittle away value.
by Jack Gardner
Investors who are on the road of retirement all share some common fears, including spending too much, principal loss from market volatility, loss of purchasing power due to inflation and the biggest...
by
Eric Rasmussen
The period right after retirement can be the most critical period for investors, but it's also a time when people make decisions with their guts instead of their heads, experts say.
by
Karen DeMasters
A new survey says young people don't know how to start saving for retirement and older people think they should have started saving much sooner.
by Jack Gardner
Inflation can ravage a retirement portfolio. Here's how you can help clients preserve purchasing power.
In doing Roth IRA conversions, many individuals and advisors are making some astonishing mistakes that experts say could be
avoided easily.
Regulators are stepping up efforts to police target-date funds. Meanwhile, providers from Schwab to Fidelity to Wells Fargo are tinkering with their offerings.
by
Ray Fazzi
Even one of the greatest financial downfalls in U.S. history hasn't
been enough to get people to take retirement planning more seriously,
according to a new survey.
by
Eric Rasmussen
Managed payout funds stumbled in their debut, but mutual fund companies still think there's a place for them.
The retirement guarantees provided by annuities are more important to
investors than ever, advisors say, even as many advisors still avoid
using them in clients' portfolios.
by Jack Gardner
An investment in stocks of companies that provide both high- and
growing-dividend income can benefit a retirement portfolio undergoing
the duress of withdrawals.
A client with a need for income had her retirement assets slashed more than 40% to $500,000 as a result of the 2008 market crash. Here's how one advisor helped.
Buying an annuity confronts families with a dilemma: Should a parent
take smaller monthly payments so that their surviving spouse or
children can get some sort of inheritance?
The kind of 401(k) plan that a client has can make a difference in how well-positioned she is for retirement.
by Jack Gardner
Some retirees don't realize that their spending plans are too simple-and flawed. An "endowment" spending policy may be a better choice.
Immediate annuities, under certain circumstances, may be right for a part of some retirees' nest eggs.
by
Ray Fazzi
Average 401(k) account balances held with Fidelity Investments went up
28% last year, allowing many workers to recoup much of their losses
from 2008, according to the company.
Even high-net-worth investors are turning more often to their financial
advisors for help with a benefit generally associated with the less
affluent: Social Security.
by Andrew Gluck
New tools may help advisors determine whether a Roth conversion makes sense.
