Income Planning

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The 60/40 Portfolio Doesn't Work For Everyone, Vanguard Strategist Says

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The 60/40 model is still viable, but it's not a "one-size-fits-all" solution, strategist Todd Schlanger said.

Biden's Pick to Run Social Security Drew Fire For Tax Hikes As Maryland's Governor

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If confirmed, Martin O'Malley would oversee one of the U.S.'s largest social programs.

SECURE 2.0 Changes To Catch-Up Contribution Rules Drawing Near

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The changes could provide clients with significant savings, advisors say.

A Tax Trap Awaits Affluent Clients Seeking Income

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The sharp rise in interest rates since March 2022 has created a surge in clients looking to deploy their cash.

Parents Struggle To Support ‘Boomerang' Kids, Thrivent Finds

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For the 41% of parents who have adult children living with them, the financial hit is real.

HSAs Offer Untapped Retirement Benefits For Wealthy, Advisors Say

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Wealthy individuals need to take advantage of the savings potential offered by HSAs, advisors say.

The Retirement Rules Have Changed

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In a volatile market, there are new ways retirees will want to seek income after they leave work.

Stop Saving, Start Spending

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Some near-retirees should ditch the savings plan and drop serious cash on their dreams.

More 401(k) Participants Are Getting Professional Advice, Vanguard Says

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Sponsors are increasingly making advisors available to plan participants, the company said in new report.

Insurance Among Strategies Needed For Lifetime Retirement Income, AllianceBernstein Says

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Longer lifespans require advisors to be more innovative when planning for retirement income, the company says in a new report.

2024 Social Security COLA Estimated At 3%

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That forecast reflects a jump from 2.7% forecasted by the Senior Citizens League last month.

How To Balance Retirement Income And Taxes

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The timing of retirement withdrawals can have a big impact on taxes, advisors say.

DC Plans Tighten Their Grip On Retiree Assets, Cerulli Says

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DC plans increasingly are offering retirees income-producing products, a company report says.

Retirement Withdrawals For Couples Are All About The Tax Brackets

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A couple's retirement withdrawals must take their brackets (and their children's) into account.

Home Equity An Untapped Source Of Retirement Income, Vanguard Says

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Relocating to a cheaper housing market can unlock at least $100,000 in assets for most retirees, company researchers say.

The U.S. Cities Where Retirement Income Goes Furthest

by FA Staff

Retirees in these cities get the most from their income when costs and taxes are considered, according to SmartAsset.

Advisors Need To Rethink Retirement Income, Reichenstein And Meyer Say

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William Reichenstein and William Meyer say marginal tax rates need to be used for calculating withdrawal rates.

Americans Say They Need $1.27M To Retire Comfortably

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That's a problem since the average U.S. pre-retiree has only saved about $110,000, a Northwestern Mutual report says.

Time Is Running Out To Avoid Cuts To Social Security Benefits

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Experts in how the program works share their ideas on how to modernize the safety net and make it sustainable.

Retirement Strategies Should Match A Client's Personality, Wade Pfau Says

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It's still the wild west when it comes to picking a retirement strategy, Pfau said.

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