Teresa Ghilarducci

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Teresa Ghilarducci Says Restoring Social Security Solvency 'Isn't That Complicated'

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The economist offers views on the U.S. debt, retirement age, Social Security and more.

Republicans Are Too Thirsty For Social Security Cuts

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Things are already bad enough for retirees and older workers.

SECURE 2.0 Act Still Leaves Holes In Retirement Plans

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With so much bipartisan support for 401(k) reform, Americans could have gotten a better bill.

Why Do We Make It So Easy To Steal Seniors' Money?

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Regulators notched a rare win against Wells Fargo after a fraud allegation, but there's more to do.

Retirement Expenses Are Too Hard To Predict

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Saving for retirement is hard because of all the surprises, including inflation.

Frugality Goes Only So Far In Dealing With Inflation

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Budgeting tips can help somewhat, but Americans really need raises.

How To Handle Finances When You Find Love After 50

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As more older Americans find love and live together, their personal finances can get messy.

Three Steps To Yield Financial Happiness

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There are three basic moves those who want to be smarter about finances should make.

The Perfect Christmas Gift? Cash.

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The average yearly cost of Christmas gifting is $650 per person, writes Teresa Ghilarducci.

Retirees, Forget The 4% Withdrawal Rule

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The old rule of thumb on how much to take out annually needs to be tossed.

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