Startups aren’t new territory for Ràfols, a 28-year-old army veteran and electrical engineer who launched a textbook resale business as a teenager and developed a campus safety app while attending college after his army service. Military-provided classes on taxes, budgeting and investing (which he laments young people aren’t generally taught in high schools and colleges in the U.S) fueled his interest in the finance industry, he said.
His dream is to help people become financially educated and to help companies, he said, and “bringing that together is what formed the vision of Newchip.”