It involves providing whatever a client needs-and redesigning offices.
I had an experience a few years ago at a hotel in
Boston that truly defined the term Concierge-Style. When I arrived at
the hotel I was greeted at the door by name and ushered into the lobby,
where I discovered that there was no registration desk. The young lady
who greeted me escorted me and my wife to our room directly. No
paperwork to fill out or sign! The luggage soon followed, and the bell
captain refused my tip.
It turned out that the hotel used a Concierge-Style
of service. And, the interesting part of that was they lived that
business principal right down to each and every employee. No request
was too difficult for them to accommodate. The typical expectation of a
concierge was certainly there; obtaining theatre tickets, giving
directions to a landmark, etc. But, there was much more to this style
of service. It made every person who stayed there feel special. If I
needed my shoes shined, help with airline tickets, a suit pressed or
even a torn shirt repaired in time for a speaking engagement that day,
they were going to find a way to get it done.
The above story is being relived by a number of
financial advisory practices around the country, where the principals
recognize that, in order to distance themselves from the competition
and help with client retention, they have to do something different in
the way they work with their clients. This usually means some
heightened set of services offered to clients. However, to truly
transform your practice into a concierge-style of practice, it has to
mean more than presenting your clients and prospects with a laundry
list of additional services.
The concierge-style of financial practice takes on
many of the same characteristics of that hotel I visited. It is a
willingness on the part of the financial advisor to provide whatever
their clients may need. It is a commitment to service in all that it
can mean. And, believe it or not, it is not only being offered to the
wealthy. The so-called family office concept, a one-stop shop for
advisory and other financial services, often means creating expensive
internal service offerings to those with at least $5 million in
investable assets. Let's differentiate the concierge-style of practice
from the family office concept by first suggesting that the
concierge-style of practice can be offered to clients of more modest
means.
The key to making this concept work is in how you
structure your offerings. Many advisors offer ancillary services to
their clients, and sometimes this may include services that are simply
not practical for advisors to perform by themselves. Typical examples
might be mortgage services or other lending, tax preparation services,
and legal services such as wills, trusts, etc. These services may be
performed by affiliated professionals or independent contractors who
coordinate their services with yours. These are the tip of the iceberg
in what can be accomplished in a true concierge-style of practice.
The first step is to create a strategic vision for
your practice that embraces this heightened commitment to service
excellence. Follow that with a value proposition, a statement of what
benefits your client can expect from experiencing this new service
philosophy. Then build every procedure, task, activity and
communication from the viewpoint of how those items can benefit the
client. In effect, the strategic vision of the concierge-style becomes
a filter through which every important decision of your financial
practice must pass. Finally, your practice is ready to embrace
all the service offerings that are germane to this concept.
This is where your creativity can kick in. Service
possibilities can be as diverse as your imagination can take you. Such
things as assistance with auto leasing options, affordability issues
(Can I afford that new set of furniture?), real estate decisions,
advice on buying or selling a business, setting up a partnership or
building a business from scratch are but a few of the many options
available to the concierge-style of practice.
The service offerings are only a small part of a
very large picture, though. To truly embrace this concept, you have to
break down the walls of conventional office design, literally. Doing
away with the typical office furniture in favor of more relaxed,
client-friendly furnishings, such as couches and coffee tables instead
of the big desk with the client chairs. Some have even torn out the
reception area, replacing it with a comfortable, living-room-style area
with overstuffed furniture and no reception "window" in sight-the
dividing wall between the waiting area and the area where the
receptionist sits. It is replaced with the 'concierge,' who greets the
clients by name and offers a beverage in a real glass or mug, not a
paper cup.
Verbal communications are another way to position
your practice as different. Many companies are ditching the annoying
automated phone functions with the endless, confusing menus, in favor
of a real, live person. One approach that is interesting is to thank
each caller for calling. The typical greeting might be, "Thank you for
calling XYZ Financial Services, this is (name of receptionist), how may
I help you?" If you use this approach, it is important for the
receptionist to clearly state the greeting, speaking deliberately. If
this greeting is rushed, it sounds phony and defeats the purpose of the
greeting.
Written communications with clients and prospects
should appear to be personalized. Client management software can easily
accomplish this with mail-merged letter templates that include
personalized "field entries" within the body of the text to make the
letter appear as though it was hand typed just for that person even
though you may have sent out 50 versions of the same letter). Some
practitioners of the concierge-style of practice suggest that holiday
greeting cards should be hand-signed with personalized notes added.
Yes, this is labor intensive, but it conveys a message that is
unmistakable.
Having the ability to pull up detailed information
on your clients from your client database as they enter your office
affords you the luxury of appearing to know important information about
them such as anniversaries, birthdays, important events in their life,
children's names, etc. It allows your staff to respond to the clients
with knowledge of their situation and needs. Some client databases even
provide for the recording of photos into the client file.
If you keep a group calendar for yourself and staff,
then everyone should know who is scheduled to arrive at your office.
Greeting someone by name and knowing their specific situation conveys
the message that you care very much about that person or persons. There
is nothing more discouraging for a client than going to an office they
have visited many times only to find that you do not know who they are
or cannot remember their name. Therefore, training your staff to
embrace this new concept of client relations is a key to its success.
The concierge-style of practice is a facilitator
practice. The goal is to position the practice as the client's first
call or visit when they need something financial in nature. Depending
on your style of practice, the type of clients you typically deal with
and your budget, implementing even parts of this concept can have a
remarkable impact on your financial practice and the loyalty of your
clients.
David Lawrence is a practice
efficiency consultant and is president of David Lawrence and
Associates, a practice consulting firm based in Lutz, Fla.
(www.efficientpractice.com)