Banks can. Banks can do this because they have many borrowers, they have skilled employees and it is their business. Banks come to the rescue. The buyer's need is met. The seller's dilemma is resolved.
Consequences: The bank writes a check in full to the seller. The buyer promises to repay the bank for its kindness.
The bank appreciates the promise, but it wants a bit more certainty. If it doesn't get its money back, it wants the property to sell to get its money back. So the buyer tells the bank it can have the property should the buyer ever fail to keep its promise. The bank says "fine" and proceeds to record miscellaneous promises, with enforceable security interests in the appropriate clerk and recorders office. Nobody but the title company really notices the humble little legal description made possible by survey stakes. Nonetheless, everybody is happy.
So, how does this enable civilization as we know it? Simple: It gives us money, as we know it.
We have a buyer owning property and a seller holding cash. The property still exists, just with a new owner. The old owner has a fistful of cash.
"Nice enough in its own right," you wonder, with justification, "But how do we get the cash into the system in the first place?"
Now, let's watch.
The land exists, as always, but now the seller has the money.
Does the bank have less money? Not necessarily-because the bank makes its own money. It literally manufactures it.
"From what?!" you ask, with justification.