Ninety percent of optimists surveyed said they’ve recovered from their last setback, compared with 59 percent of pessimists, and 69 percent of optimists completely or mostly implemented better financial habits as a result, compared with 36 percent of pessimists.

Pullin said the survey found that optimists experienced an average of 145 fewer days of financial stress per year, compared with pessimists.

The data collected for the Frost Bank study was weighted to reflect the U.S. adult population by age, gender, region, race/ethnicity, income and employment.

Founded in 1868, Cullen/Frost Bankers Inc., headquartered in San Antonio, is one of the 50 largest banks in the U.S., with $31.2 billion in assets.

Click here for further information about the bank’s “Opt for Optimism” initiative.

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