Mary Jo White told the House Financial Services Committee Tuesday there will be no last-minute rule-making before she leaves when President Obama does January 20.

Committee Chair Jeb Hensarling cautioned her against it, saying midnight rulemaking is common for federal agency heads when a new administration opposing their views takes office.

During the Committee session, White said she does not want to see any major sections of the Dodd-Frank Act repealed as President-elect Donald Trump has advocated.

A day after the SEC’s first forum on fintech, she said she sees the SEC taking a major role in a wide range of aspects of fintech regulation.

White added she sees a consolidation of robo and human advisors and is worried about the future of small advisory shops that may not be able to afford offering fintech services.

White said Congress and the SEC have to take steps to raise the bar for those at the top to prevent fraud, even for misdeeds senior executives may not be personally involved in.

When asked who would succeed Rep. Scott Garrett as head of the Capital Markets Subcommittee, which oversees the SEC, Hensarling said “I’m not ready to have that discussion.”

Garrett, a seven-term New Jersey Republican, lost his bid for re-election last week.

He said he would seriously consider a job offer from the Trump administration, but would not disclose if he has been contacted by the president-elect’s transition team.

Garrett would be a good replacement for White, Texas GOP Rep. Randy Neugebauer said.

Financial Services Committee lead Democrat Maxine Waters said she is trying to find a few Republicans she can convince that Dodd-Frank should not be destroyed.