The biggest thing non-moneyed spouses should think about throughout a marriage “is that it’s not enough to trust that the overall marital estate is very large,” said Potter. “You want money and assets within your own control so that when things go badly in the marriage you can maintain yourself, live reasonably comfortably and pay your professionals to do what they need to do for you.”

High-stakes divorces “are quite different substantively in ways that when you’re on the outside you don’t fully anticipate,” said Potter. What financial advisors don’t know or miss, he said, “can have significant financial consequences for clients.”

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