Late last week, Cambridge Mobile co-founder Hari Balakrishnan said in a phone interview that he was optimistic, in part, because the accident claims rate among the drivers on his platform is 47 percent lower than average. “I think I lot of people do, in fact, want to get better,” he said. “They just don’t have the granular information.”

The call ended abruptly when Balakrishnan—talking on a hands-free system—was rear-ended at a red light. The other driver got out of his car with cellphone in hand. “Thankfully it was just a nudge,” Balakrishnan said when he called back. “But honestly, you can’t make this up.”

This article was provided by Bloomberg News.

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