Overall, financial services companies have two tracks towards growth, says the report: scaling up at lower price points, or increasing their value proposition through more sophisticated products and services.
The slow-down in funding relates more to the record levels of funding in 2015 than any significant downturn in financial technology development, Schwartz says
“Of the top deals in all of fintech, 61 percent of the dollar amount occurred in 2015,” Schwartz says.