If you follow the prescriptions Christensen outlines in the book, you will have a better chance of navigating the trends that lie ahead and coming out happier and healthier in the bargain. If you send the book or a summary of the book to your clients who need help, no doubt many of them will thank you for giving them the right tool at the right moment in their life.

One challenge we often have in our planning practice is getting hard-charging, left-brain thinkers to grasp why good financial planning includes many soft disciplines besides saving and investing. Despite his "soft" topic, Christensen is highly respected in the world of type A personalities. His book is part self-help manual and part business and investment guide, all rolled into one excellent read.

Dennis Stearns, CFP, is a planning practitioner and president of Stearns Financial, a fee-only wealth management firm with offices in Chapel Hill and Greensboro, N.C. He is a frequent speaker at regional and national conferences and is the author of
CEO Road Rules: Right Focus, Right People, Right Execution.

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