"Lawyers know it's going to take longer for a foreclosure to wind its way through court and they can use that strategically," Pinilis, who declined to discuss details of the Brady case, said in a telephone interview. "That buys the homeowner time to work things out."
Margret Brady said she's hopeful New Jersey's legal system will give her a chance to work out a deal to keep her home.
"I think New Jersey is better than a lot of states," she said.