Another patient frets over her appearance. “She’s obsessed with the fact that she has gained weight in quarantine and cannot have her trainer now, as she usually does five days a week. She is truly in a panic about looking ‘bikini ready’ in time for summer.”

That’s not to say that these sorts of anxieties don’t also run among the less wealthy. At root is the loss of one’s sense of “normal,” however defined. Money can allow someone the space to fixate on what might seem a secondary concern to an outsider with a primary concern—such as not having a paycheck. “It’s more about being obsessive-compulsive,” Hafeez says.

She’s focusing on how the lockdown has given her unexpected bonus time with her 5-year-old twin boys. “I think they might look back fondly on this time—and so will we. We’ve never had this kind of unfettered access to our children without all the running around to class or swim lessons.”

Her motto for herself and others spending unexpected bonus time with their children is simple: “Cherish and enjoy it.”

Resa Hayes, an expert on co-parenting mediation and family therapy, splits her time between the 1 Percenter enclaves of Aspen, Colo., and Manhattan’s Upper West Side. Her clients often share children but live in different states, she explains, and normally can easily shuttle between them by jet.

The pandemic has made those plans more complex: One client lives in a blended family in L.A., while her former spouse and their 6-year-old daughter are based in Aspen. “So she ended up coming to Aspen on their private jet with her infant until this levels out; she left her new husband and stepchildren in L.A.” This unusual situation, and the woman opting to move temporarily to Aspen, muddies the agreement between the exes, of course, in ways that Hayes expects to hear about.

Another of her clients is the mother in a family on Park Avenue on Manhattan’s Upper East Side. “She must be 55, and this is the first time she’s ever cooked anything for her family,” Hayes says. “The biggest dilemma of her day right now is which brownie mix to buy at the grocery store. She is loving it in some ways—staying at home, acting like a domestic goddess. But I don’t think she will keep cooking once this all passes. It’s fun, but it’s vacation-style fun.”

Hayes finds solace amid the stress from the outdoors: Aspen’s jet set reputation was first built on its natural beauty. “Go for a walk in nature now. It’s a reminder that some things haven’t changed, no matter what happens to your portfolio or people getting sick,” she says, “I think the most dangerous part of Covid-19 is the loneliness part. So I make sure to connect with people who are beyond my work circle or my own family. It soothes me to have conversations beyond that.”

Having money may make this time pass easier, but it doesn’t inure one from tragedy. Connecticut-based Darby Fox has been helping one client through the aftermath of a 60-year-old Wall Street titan’s shooting himself after suffering huge losses.

“If you think of yourself as an omnipotent person with control and power, it’s unbearable when that is taken away. The only solution is to get out—it’s an all-or-nothing mentality,” Fox says. (If you or anyone you know is struggling, the National Suicide Prevention Lifeline can help at 800-273-8255.)